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Cultural Dynamics, Vol. 20, No. 1, 5-29 (2008)
DOI: 10.1177/0921374007088053
© 2008 SAGE Publications

Demystifying Micro-Credit

The Grameen Bank, NGOs, and Neoliberalism in Bangladesh

Lamia Karim

University of Oregon, USA, lamia{at}uoregon.edu

This article is an ethnographic study of the effects of micro-credit on gender relations in rural Bangladesh. Focusing on the 2006 Nobel Peace Prize winner, the Grameen Bank of Bangladesh and three other leading non-governmental organizations (NGOs) in the country, I analyze the role of gender in the expansion of globalization and neoliberalism in Bangladesh. The Grameen Bank has become a global symbol of poor women's empowerment and is celebrated for its 98 percent loan recovery. In this article, I examine some of the NGO tactics behind the loan recovery programs. In particular, I examine how Bangladeshi rural women's honor and shame are instrumentally appropriated by micro-credit NGOs in the furtherance of their capitalist interests.

Key Words: Bangladesh • development • globalization • Grameen Bank • micro-credit • neoliberalism • NGOs • women


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